Best Loans in Australia in 2018!

NOW Finance - description of the lender

Loan amount

$5000 - $40000

Loan term

18 - 84 months

Company

NOW FINANCE is an Australian owned and domiciled finance company, that offers flexible loans.

Interest

8.95 - 16.95 %

Representative example

An unsecured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 8.95%pa (10.56%pa comparison rate), would estimate to a minimum total amount payable of $38,610 via the weekly payment option (including a $495 establishment fee and $13 per month administration fee).

NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.

Requirements

  • Be an Australian citizen or permanent resident;
  • Be 18 years or older;
  • Be employed: Full time, part-time, self-employed (tenure more than 12 months) or casual (tenure more than 6 months);
  • Have no defaults (paid or unpaid);
  • Not be bankrupt or have a court judgement;
  • Single borrower only - no joint applications.
  • Documents

    Have acceptable identification, either:
  • Australian Passport (current or expired within the last 24 months) OR
  • An Australian Drivers Licence (current) and Medicare card (current)
  • Office hours

    Monday-Friday 8:00am-8:00pm

    Address

    Address: P.O. Box 24314, Melbourne VIC 3000
    Physical Address: Level 6, 468 St Kilda Road,
    Melbourne VIC 3004

    Additional information

    Phone: 1300 275 669

    Other offers

    Minimum loan amount
    $5000
    Maximum loan amount
    $40000
    Minimum loan term
    18 months
    Maximum loan term
    7 years
    APR
    8.95 - 16.95 %
    Minimum age
    18 years
    Loan granting
    Excellent
    Online application
    Apply Now nowfinance.com.au
    Requirements:
    • - Be an Australian citizen or permanent resident;
    • - Be 18 years or older;
    • - Be employed: Full time, part-time, self-employed (tenure more than 12 months) or casual (tenure more than 6 months);
    • - Have no defaults (paid or unpaid);
    • - Not be bankrupt or have a court judgement;
    • - Single borrower only - no joint applications.
    Representative example: Loan amount: $30 000, Loan term: 60 months, Total amount payable: $38 610, APR 8.95 %
    NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
    Minimum loan amount
    $3000
    Maximum loan amount
    $15000
    Minimum loan term
    12 months
    Maximum loan term
    5 years
    APR
    43 %
    Minimum age
    18 years
    Loan granting
    Excellent
    Online application
    Apply Now clearloans.com.au
    Requirements:
    • - Australian residents aged 18-75;
    • - Not on an active bankruptcy;
    • - Able to afford the loan;
    • - A friend or family member as a guarantor.
    Representative example: Loan amount: $10 000, Loan term: 36 months, Monthly payment: $498.66, Total cost of loan: $17 951.76, APR: 43 %
    NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
    Minimum loan amount
    $5000
    Maximum loan amount
    $50000
    Minimum loan term
    2 years
    Maximum loan term
    5 years
    APR
    7.50 - 19.99 %
    Minimum age
    21 year
    Loan granting
    Average
    Online application
    societyone.com.au
    Requirements:
    • - Australian citizen or permanent resident;
    • - At least 21 years old;
    • - You earn more than $25,000 p.a.;
    • - You are able to afford the loan;
    • - You have at least 2 years of good credit history on the Credit Bureau;
    • - You are not in Hardship with any other financial provide;
    • - You do not have a pending, current or previous bankruptcy;
    • - The loan is for you, not for anyone else or a business.
    Representative example: Loan amount: $10 000, Loan term: 3 years, Monthly payment: $320.39, Total cost of loan: $11 534.20, APR: 9.51 %
    NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
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