Best Loans in Australia in 2019!

MacCredit - description of the lender

Loan amount

$5000 - $40000

Loan term

18 - 84 months

MacCredit - description of the lender

Company

MacCredit sources fast and affordable payment plan options for all lifestyle purchases. All applications are subject to NOW FINANCE’s lending and approval criteria. Settlement times may vary depending on circumstances.

Interest

8.95 - 16.95 %

Representative example

An unsecured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 8.95%pa (10.56%pa comparison rate), would estimate to a minimum total amount payable of $38,610 via the weekly payment option (including a $495 establishment fee and $13 per month administration fee).

NB! This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Requirements

  • Be an Australian citizen or permanent resident;
  • Be 18 years or older;
  • Be employed: Full time, part-time, self-employed (tenure more than 12 months) or casual (tenure more than 6 months);
  • Have no defaults (paid or unpaid);
  • Not be bankrupt or have a court judgement;
  • Single borrower only - no joint applications.
  • Documents

    Have acceptable identification, either:

  • Australian Passport (current or expired within the last 24 months) OR
  • An Australian Drivers Licence (current) and Medicare card (current)
  • Office hours

    Monday – Friday : 9am – 6pm (EST)

    Address

    WCF Medical Pty Ltd
    Suite 104 Level 1, 30 Cowper Street,
    Parramatta NSW 2150

    Additional information

    Phone: 1300 884 355

    Other offers

    MacCredit

    Minimum loan amount

    $5000

    Maximum loan amount

    $40000

    Minimum loan term

    18 months

    Maximum loan term

    7 years

    APR

    8.95 - 16.95 %

    Loan granting

    Excellent

    Minimum age

    18 years

    5

    Representative example: Loan amount: $30 000, Loan term: 60 months, Total amount payable: $38 610, APR 8.95 %
    NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.

    ClearLoans

    Minimum loan amount

    $3000

    Maximum loan amount

    $15000

    Minimum loan term

    12 months

    Maximum loan term

    5 years

    APR

    43 %

    Loan granting

    Excellent

    Minimum age

    18 years

    17

    Representative example: Loan amount: $10 000, Loan term: 36 months, Monthly payment: $498.66, Total cost of loan: $17 951.76, APR: 43 %
    NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.

    NOW Finance

    Minimum loan amount

    $5000

    Maximum loan amount

    $40000

    Minimum loan term

    18 months

    Maximum loan term

    7 years

    APR

    8.95 - 16.95 %

    Loan granting

    Average

    Minimum age

    18 years

    108

    Representative example: Loan amount: $30 000, Loan term: 60 months, Total amount payable: $38 610, APR 8.95 %
    NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.

    MoneyGuru SIA, Address: Cālīšpurva street 27, Baloži, Latvia, LV-2128
    Registration number: 41503072001 Bank: Swedbank AS, E-mail: partner@moneyguru24.com
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