Highest rated loans

Company

Credit24 is owned by IPF Digital, a leading online provider of short and medium-term loans. Based in Sydney Credit24 launched in Australia in 2012 bringing flexible and personalised loans to help make short term loan application easier and available to more people.

Interest

Max APR: 48%

Representative example

Loan amount: $3,000, Loan term: 24 months, Monthly payment: $221.10, Total amount payable: $5 306.09, APR 48 %, Interest: 47.04% p.a. Fees and charges are payable.

Requirements

Be a Permanent Resident;

Be aged 18 years or over;

Be employed and be paid into your bank account;

Have a reasonable credit history;

Earn at least $600 in a month.

Documents

To complete the application process, you will need to provide Credit24 with the following additional information:

Your mobile phone number and email address;

Your driver’s license and/or Medicare Card number or passport number may be required;

Your last three months of issued bank statements retrieved through bank data portal Credit Sense.

Registration number

Australian Credit Licence number: 422839

Important information

Fees and charges

For Small Loans $2,000 or under

an establishment fee of 20% of the loan amount given to you;

a monthly service fee that is 4% of the loan amount given to you;

a late fee: a charge of $7 per week and capped at $28.00 (per month if you have missed a payment).

For Medium Loans $2,001 to $5,000

an establishment fee of up to $400;

48% interest p.a.;

a late fee: a charge of $7 per week and capped at $28.00 (per month if you have missed a payment).

For Personal Loans $5,001 to $10,000

an establishment fee of up to $0;

48% interest p.a.;

a late fee: a charge of $7 per week and capped at $28.00 (per month if you have missed a payment).

Office hours

Monday - Friday 8am to 8pm
Saturday - Sunday 9am to 5pm

Address

IPF Digital Australia Pty Ltd
61-63 Great Buckingham St
Redfern NSW 2016
Australia

Additional information

Phone: 1800 091 967
Email: info@credit24.com.au