Best Loans in Australia in 2018!

ClearLoans - description of the lender

Loan amount

$3000 - $15000

Loan term

1 - 5 years

Company

The most important thing for ClearLoans is that you have a friend or family member who trusts you enough to guarantee to make repayments if you don't, and that you can afford to repay the loan. Before they pay out any guarantor loans, ClearLoans have a chat over the phone with both you and your guarantor.

Representative example

Loan amount: $10 000, Loan term: 36 months, Monthly payment: $498.66, Total cost of loan: $17 951.76, APR: 43 %

Application processing time

ClearLoans aim to pay out every loan within 24 hours of it being approved.

Requirements

Borrowers have to be Australian residents aged 18-75, not on an active bankruptcy, Part IX Debt agreement or equivalent and able to comfortably afford the repayments. They will also need a friend or family member who trusts to be a guarantor.

Office hours

9am - 9pm (AEST) Mon-Fri

Additional information

Applications: 03 8566 7773
Collections: 03 8566 7726

Send Docs: docs@clearloans.com.au
Collections: collections@clearloans.com.au

Other offers

Minimum loan amount
$5000
Maximum loan amount
$40000
Minimum loan term
18 months
Maximum loan term
7 years
APR
8.95 - 16.95 %
Minimum age
18 years
Loan granting
Good
Online application
nowfinance.com.au
Requirements:
  • - Be an Australian citizen or permanent resident;
  • - Be 18 years or older;
  • - Be employed: Full time, part-time, self-employed (tenure more than 12 months) or casual (tenure more than 6 months);
  • - Have no defaults (paid or unpaid);
  • - Not be bankrupt or have a court judgement;
  • - Single borrower only - no joint applications.
Representative example: Loan amount: $30 000, Loan term: 60 months, Total amount payable: $38 610, APR 8.95%
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
Minimum loan amount
$3000
Maximum loan amount
$15000
Minimum loan term
12 months
Maximum loan term
5 years
APR
43 %
Minimum age
18 years
Loan granting
Average
Online application
clearloans.com.au
Requirements:
  • - Australian residents aged 18-75;
  • - Not on an active bankruptcy;
  • - Able to afford the loan;
  • - A friend or family member as a guarantor.
Representative example: Loan amount: $10 000, Loan term: 36 months, Monthly payment: $498.66, Total cost of loan: $17 951.76, APR: 43 %
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
Minimum loan amount
$5000
Maximum loan amount
$50000
Minimum loan term
2 years
Maximum loan term
5 years
APR
7.50 - 19.99 %
Minimum age
21 year
Loan granting
Average
Online application
societyone.com.au
Requirements:
  • - Australian citizen or permanent resident;
  • - At least 21 years old;
  • - You earn more than $25,000 p.a.;
  • - You are able to afford the loan;
  • - You have at least 2 years of good credit history on the Credit Bureau;
  • - You are not in Hardship with any other financial provide;
  • - You do not have a pending, current or previous bankruptcy;
  • - The loan is for you, not for anyone else or a business.
Representative example: Loan amount: $10 000, Loan term: 3 years, Monthly payment: $320.39, Total cost of loan: $11 534.20, APR: 9.51 %
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
We use cookies in order to provide you the best and most relevant experience and optimize our website functionality. By using our website, you agree to our use of cookies. Read more