Loan amount
Loan term
Citibank in Australia is part of Citigroup, one of the world's largest financial services organisations. Citibank commenced consumer operations in Australia in 1985 when it was the first foreign bank to be granted a banking licence. By combining local expertise with the strength of Citibank's worldwide consumer banking network, we are able to offer some of the world's leading range of financial services including deposit accounts, foreign currency deposits and investments as well as credit cards, mortgages, insurance and charge cards.
For a 36 month period, $10,000 loan for a borrower with a good credit history at an interest rate of 11.99% per annum and fees of $199 would result in monthly repayments of $332.10, total amount repayable is $12,154.43.
You must be at least 18 years old
ABN 88 004 325 080
AFSL No. 238098
Australian credit licence 238098
Your instalment loan will appear as a "Fixed Payment Option" on your statement. Payment of the Monthly Instalment enables you to pay off the loan within your chosen term of 3, 4 or 5 years.
Any use of the reusable credit facility will require monthly repayments in addition to the Monthly Instalment. These amounts will be included in the Minimum Payment Due amount on your statement.
Monthly repayments will first be allocated towards payment of your instalment loan(s). Any additional payments will be applied to any balances that are not part of your instalment loan(s).
If you fail to pay your Monthly Instalment, the Bank reserves the right to cancel your instalment loan.
Comparison rate is based on a 5 year unsecured variable rate loan of $30,000 with the monthly fee waived in the first year. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
An establishment fee of $199 will be debited to your Citi Account on the date we issue you a statement of Account for the Statement Period in which you first use or activate your Account. The establishment fee is billed in addition to the amount borrowed.
Mon - Fri: 9am - 5pm
Visit the CitiFinancial branch locator (https://www.citibank.com.au/aus/static/contactus_findus.htm) to find your local CitiFinancial branch.
Tel. 1800 722 879
Minimum loan amount
Maximum loan amount
Minimum loan term
Maximum loan term
APR
Minimum age
Representative example: Loan amount: $30,000, Loan term: 60 months, Total amount payable: $35,533, APR 6.25 %
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
Minimum loan amount
Maximum loan amount
Minimum loan term
Maximum loan term
APR
Minimum age
Representative example: Loan amount: $15,000, Loan term: 60 months, Total amount payable: $20,256, APR 10.99 %
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
Minimum loan amount
Maximum loan amount
Minimum loan term
Maximum loan term
APR
Minimum age
Representative example: Loan amount: $30,000, Loan term: 60 months, Total amount payable: $36,025.55, APR 7.45 %
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
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