Highest rated loans

Company

BankSA has been part of the fabric of South Australia since March 11, 1848, when The Savings Bank of South Australia, the forerunner of today's BankSA, began its life as a small one-person outfit.
The quality of service BankSA provides and the positive attitude of their staff, combined with the goodwill and loyalty received from their customers, really does set BankSA apart from its competitors.

Interest

APR 12.49 - 19.99 %

Representative example

Loan amount: $30 000, Loan term: 5 years, Total amount repayable: $41 470, APR: 12.49 %
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.

Fess associated with total cost of loan:

Establishment Fee: $195 for new costumers, $0 for existing costumers

Monthly Administration Fee: $12

Redraw fee: $10 per withdrawal (redraw amount $500)

etc.

Requirements

You must be at least 18;

You must have an Australian residential address.

Documents

Australian Driver's Licence

Medicare card

Registration number

ABN 33 007 457 141
AFSL and Australian credit licence 233714

Important information

You will have to provide following information:

information on your current employer;

Weekly after-tax income for each person applying for the loan;

Information on your assets, savings and investments;

Amount of money owed on credit cards etc;

Details of your expenses.

Office hours

Monday to Saturday 8.00 am to 8.00pm

Address

BankSA
GPO Box 399
Adelaide SA 5001

Additional information

Phone number: 13 13 76
Branch locator: https://www.banksa.com.au/locator