Best Loans in Australia in 2018!

St.George Bank - description of the lender

Loan amount

$3 000 - $40 000

Loan term

1 - 5 years

Company

St.George Bank is one of Australia's leading Retail and Business Banking brands. In 2008, St.George became part of Westpac Group.

St.George is known for exceptional service, innovative, award-winning products and specialist financial advice for retail and business customers.

Interest

Max. APR 12.99 %

Representative example

Loan amount: $20 000, Loan term: 3 years, Monthly payment: $673.78, Total amount repayable: $24 256.14, interest rate: fixed, APR: 12.99 %
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.

Fees associated with total cost of credit:
  • Establishment fee: new costumers - $195, existing costumers - $0;
  • Monthly administration fee: $9;
  • Payment dishonour fee: $9;
  • Redraw fee: $10 per withdrawal (minimum redraw amount: $500);
  • etc.
  • Requirements

  • You must be 18 years of age or older;
  • You must be a permanent resident of Australia;
  • Other loan criteria may apply.
  • Documents

  • information on your employer, for self-employed tax information;
  • weekly after-tax income for each person applying for the loan;
  • details of your assets, savings and investments;
  • amounts owed on your credit card etc;
  • details of your expenses;
  • personal reference;
  • Australian Driver's Licence and Medicare card .
  • Registration number

    ABN 33 007 457 141
    AFSL and Australian credit licence 233714

    Address

    St.George Bank
    Locked Bag 1
    Kogarah NSW 1485

    Additional information

    Phone number: 13 33 30
    From overseas: +61 2 9553 5333

    Branc and ATM locator: https://www.stgeorge.com.au/locator

    Other offers

    Minimum loan amount
    $4000
    Maximum loan amount
    $40000
    Minimum loan term
    18 months
    Maximum loan term
    7 years
    APR
    8.95 - 16.95 %
    Minimum age
    18 years
    Loan granting
    Excellent
    Online application
    Apply Now nowfinance.com.au
    Requirements:
    • - You must be at least 18;
    • - You must be an Australian citizen or permanent resident;
    • - You must be employed for at least 6 months;
    • - You must have no active payday loans;
    • - You must have no unpaid defaults;
    • - You must have not been bankrupt or have a court judgement;
    • - Single borrower only - no joint applications.
    Representative example: Loan amount: $30 000, Loan term: 60 months, Total amount payable: $38 485, APR 8.95%
    NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
    Minimum loan amount
    $3000
    Maximum loan amount
    $40000
    Minimum loan term
    12 months
    Maximum loan term
    5 years
    Max. APR
    12.99 %
    Minimum age
    18 years
    Loan granting
    Average
    Online application
    stgeorge.com.au
    Requirements:
    • - You must be 18 years of age or older;
    • - You must be a permanent resident of Australia;
    • - Other loan criteria may apply.
    Representative example: Loan amount: $20 000, Loan term: 3 years, Monthly payment: $673.78, Total amount repayable: $24 256.14, APR: 12.99 %
    NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
    Minimum loan amount
    $3000
    Maximum loan amount
    $40000
    Minimum loan term
    12 months
    Maximum loan term
    5 years
    Max. APR
    12.99 %
    Minimum age
    18 years
    Loan granting
    Average
    Online application
    banksa.com.au
    Requirements:
    • - You must be at least 18;
    • - You must have an Australian residential address.
    Representative example: Loan amount: $20 000, Loan term: 3 years, Monthly payment: $673.78, Total amount repayable: $24 580.14, APR: 12.99 %
    NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.