Best Loans in Australia in 2018!

St.George Bank - description of the lender

Loan amount

$2 000 - $40 000

Loan term

1 - 5 years

Company

St.George Bank is one of Australia's leading Retail and Business Banking brands. In 2008, St.George became part of Westpac Group.

St.George is known for exceptional service, innovative, award-winning products and specialist financial advice for retail and business customers.

Interest

APR 12.49 - 19.99 %

Representative example

Loan amount: $30 000, Loan term: 5 years, Total amount repayable: $41 470, APR: 12.49 %
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.

Fees associated with total cost of credit:
  • Establishment fee: new costumers - $195, existing costumers - $0;
  • Monthly administration fee: $12;
  • Redraw fee: $10 per withdrawal (minimum redraw amount: $500);
  • etc.
  • Requirements

  • You must be 18 years of age or older;
  • You must be a permanent resident of Australia;
  • Other loan criteria may apply.
  • Documents

  • information on your employer, for self-employed tax information;
  • weekly after-tax income for each person applying for the loan;
  • details of your assets, savings and investments;
  • amounts owed on your credit card etc;
  • details of your expenses;
  • personal reference;
  • Australian Driver's Licence and Medicare card .
  • Registration number

    ABN 33 007 457 141
    AFSL and Australian credit licence 233714

    Address

    St.George Bank
    Locked Bag 1
    Kogarah NSW 1485

    Additional information

    Phone number: 13 33 30
    From overseas: +61 2 9553 5333

    Branc and ATM locator: https://www.stgeorge.com.au/locator

    Other offers

    Minimum loan amount
    $5000
    Maximum loan amount
    $40000
    Minimum loan term
    18 months
    Maximum loan term
    7 years
    APR
    8.95 - 16.95 %
    Minimum age
    18 years
    Loan granting
    Excellent
    Online application
    Apply Now nowfinance.com.au
    Requirements:
    • - Be an Australian citizen or permanent resident;
    • - Be 18 years or older;
    • - Be employed: Full time, part-time, self-employed (tenure more than 12 months) or casual (tenure more than 6 months);
    • - Have no defaults (paid or unpaid);
    • - Not be bankrupt or have a court judgement;
    • - Single borrower only - no joint applications.
    Representative example: Loan amount: $30 000, Loan term: 60 months, Total amount payable: $38 610, APR 8.95%
    NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
    Minimum loan amount
    $3000
    Maximum loan amount
    $15000
    Minimum loan term
    12 months
    Maximum loan term
    5 years
    APR
    43 %
    Minimum age
    18 years
    Loan granting
    Excellent
    Online application
    Apply Now clearloans.com.au
    Requirements:
    • - Australian residents aged 18-75;
    • - Not on an active bankruptcy;
    • - Able to afford the loan;
    • - A friend or family member as a guarantor.
    Representative example: Loan amount: $10 000, Loan term: 36 months, Monthly payment: $498.66, Total cost of loan: $17 951.76, APR: 43 %
    NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
    Minimum loan amount
    $5000
    Maximum loan amount
    $50000
    Minimum loan term
    2 years
    Maximum loan term
    5 years
    APR
    7.50 - 19.99 %
    Minimum age
    21 year
    Loan granting
    Average
    Online application
    societyone.com.au
    Requirements:
    • - Australian citizen or permanent resident;
    • - At least 21 years old;
    • - You earn more than $25,000 p.a.;
    • - You are able to afford the loan;
    • - You have at least 2 years of good credit history on the Credit Bureau;
    • - You are not in Hardship with any other financial provide;
    • - You do not have a pending, current or previous bankruptcy;
    • - The loan is for you, not for anyone else or a business.
    Representative example: Loan amount: $10 000, Loan term: 3 years, Monthly payment: $320.39, Total cost of loan: $11 534.20, APR: 9.51 %
    NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
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