Best Loans in Australia in 2018!

NOW Finance - description of the lender

Loan amount

$4000 - $40 000

Loan term

18 - 84 months

Company

NOW Finance - focused on delivering the right personal loans and outstanding service to consumers looking for a solution to their personal finance needs. Now FINANCE offers flexible loans, which are available to customers whether they are looking for finance for debt consolidation, travel, medical, home improvement or a vehicle purchase.

Interest

8.95 - 16.95 %

Representative example

Loan amount: $ 30 000, Loan term: 60 months, Total amount payable: $ 38.485 (including a $395 establishment fee and $13 per month administration fee), APR 8.95 %

NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.

Age restriction

You must be at least 18 years old.

Application processing time

Your NOW Finance personal loan specialist will be available to take you application over the phone. The application should take between 5 and 10 minutes.

Requirements

- You must be at least 18;
- You must be an Australian citizen or permanent resident;
- You must be employed for at leas 6 months;
- You must have no active payday loans;
- You must have no unpaid defaults;
- You must have not been bankrupt or have a court judgement;
- Single borrower only - no joint applications.

Documents

- Have acceptable identification, either: Passport & Proof of Address no older than 3 months (utility bill, bank statement, rates notice).
- Two of the following; Passport, Driver’s License, or Medicare card.

Important information

If you feel that you will not be able to make the payment on your loan in time, please contact your lender immediately to discuss your options and avoid late payment fees.

WARNING: These rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different rates. Please carefully read loan agreement before signing it.

Office hours

Monday-Friday 9:00am-8:00pm

Address

Address: P.O. Box 24314, Melbourne VIC 3000
Physical Address: Level 2, 420 St Kilda Road, Melbourne VIC 3004

Additional information

Phone: 1300 275 669, 1300 367 716
Email: inquiries@nowfinance.com.au

Other offers

Minimum loan amount
$4000
Maximum loan amount
$40000
Minimum loan term
18 months
Maximum loan term
7 years
APR
8.95 - 16.95 %
Minimum age
18 years
Loan granting
Average
Online application
nowfinance.com.au
Requirements:
  • - You must be at least 18;
  • - You must be an Australian citizen or permanent resident;
  • - You must be employed for at least 6 months;
  • - You must have no active payday loans;
  • - You must have no unpaid defaults;
  • - You must have not been bankrupt or have a court judgement;
  • - Single borrower only - no joint applications.
Representative example: Loan amount: $30 000, Loan term: 60 months, Total amount payable: $38 485, APR 8.95%
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
Minimum loan amount
$3000
Maximum loan amount
$40000
Minimum loan term
12 months
Maximum loan term
5 years
Max. APR
12.99 %
Minimum age
18 years
Loan granting
Average
Online application
stgeorge.com.au
Requirements:
  • - You must be 18 years of age or older;
  • - You must be a permanent resident of Australia;
  • - Other loan criteria may apply.
Representative example: Loan amount: $20 000, Loan term: 3 years, Monthly payment: $673.78, Total amount repayable: $24 256.14, APR: 12.99 %
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
Minimum loan amount
$3000
Maximum loan amount
$40000
Minimum loan term
12 months
Maximum loan term
5 years
Max. APR
12.99 %
Minimum age
18 years
Loan granting
Average
Online application
banksa.com.au
Requirements:
  • - You must be at least 18;
  • - You must have an Australian residential address.
Representative example: Loan amount: $20 000, Loan term: 3 years, Monthly payment: $673.78, Total amount repayable: $24 580.14, APR: 12.99 %
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.