Best Loans in Australia in 2017!

NOW Finance - description of the lender

Loan amount

$4000 - $40 000

Loan term

18 - 84 months

Company

NOW Finance - focused on delivering the right personal loans and outstanding service to consumers looking for a solution to their personal finance needs. Now FINANCE offers flexible loans, which are available to customers whether they are looking for finance for debt consolidation, travel, medical, home improvement or a vehicle purchase.

Interest

8.95 - 16.95 %

Representative example

Loan amount: $ 30 000, Loan term: 60 months, Total amount payable: $ 38.485 (including a $395 establishment fee and $13 per month administration fee), APR 8.95 %

NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.

Age restriction

You must be at least 18 years old.

Application processing time

Your NOW Finance personal loan specialist will be available to take you application over the phone. The application should take between 5 and 10 minutes.

Requirements

- You must be at least 18;
- You must be an Australian citizen or permanent resident;
- You must be employed for at leas 6 months;
- You must have no active payday loans;
- You must have no unpaid defaults;
- You must have not been bankrupt or have a court judgement;
- Single borrower only - no joint applications.

Documents

- Have acceptable identification, either: Passport & Proof of Address no older than 3 months (utility bill, bank statement, rates notice).
- Two of the following; Passport, Driver’s License, or Medicare card.

Important information

If you feel that you will not be able to make the payment on your loan in time, please contact your lender immediately to discuss your options and avoid late payment fees.

WARNING: These rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different rates. Please carefully read loan agreement before signing it.

Office hours

Monday-Friday 9:00am-8:00pm

Address

Address: P.O. Box 24314, Melbourne VIC 3000
Physical Address: Level 2, 420 St Kilda Road, Melbourne VIC 3004

Additional information

Phone: 1300 275 669, 1300 367 716
Email: inquiries@nowfinance.com.au

Other offers

Minimum loan amount
$4000
Maximum loan amount
$40000
Minimum loan term
18 months
Maximum loan term
7 years
APR
8.95 - 16.95 %
Minimum age
18 years
Loan granting
Excellent
Online application
Apply Now nowfinance.com.au
Requirements:
  • - You must be at least 18;
  • - You must be an Australian citizen or permanent resident;
  • - You must be employed for at least 6 months;
  • - You must have no active payday loans;
  • - You must have no unpaid defaults;
  • - You must have not been bankrupt or have a court judgement;
  • - Single borrower only - no joint applications.
Representative example: Loan amount: $30 000, Loan term: 60 months, Total amount payable: $38 485, APR 8.95%
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
Minimum loan amount
$500
Maximum loan amount
$5000
Minimum loan term
3 months
Maximum loan term
12 months
Max. APR
29.99%
Minimum age
18 years
Loan granting
Excellent
Online application
Apply Now fairgofinance....
Requirements:
  • - You must be at least 18;
  • - You must live in Australia (citizen, permanent resident, on a working visa or sponsorship visa);
  • - You must earn over $500 per week (Centrelink income can’t be your only source so you’ll also need to be working) ;
  • - You must have have not declared bankruptcy in the last 12 months ;
  • - You must be employed on a casual, part-time or full time basis;
Representative example: Loan amount: $3500, Loan term: 7 months, Total amount payable: $4.464, APR 29.9 %
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
Minimum loan amount
$5000
Maximum loan amount
$50000
Minimum loan term
12 months
Maximum loan term
7 years
APR
6.5 - 16.95 %
Minimum age
18 years
Loan granting
Good
Online application
naritas.com.au
Requirements:
  • - You must be at least 18;
  • - You must be an Australian citizen or permanent resident;
  • - You must be employed for at least 6 months;
  • - You must have no unpaid defaults;
Naritas Finance is not a bank nor a lender, but an online broker. Loan terms, conditions and policies vary by lender and applicant qualifications.
Representative example: Loan amount: $30 000, Loan term: 60 months, Total amount payable: $40 233, APR 10.99 p.a.
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
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