Highest rated loans

Company

NAB - whether you're looking for our lowest interest rate, a low fee card or a card that rewards you for everyday spend, we have a credit card to match.

Interest

- purchase interest rate: 19.99 % p.a.
- cash advance rate: 21.74 % p.a.
- balance transfer rate (for 6 months): 4.99 % p.a.
- annual card fee: $150.

Age restriction

You must be at least 18 years old.

Application processing time

It takes 10 minutes to complete the application. Get a response in 60 seconds. Get your card within 5-7 working days if approved.

Registration number

ABN 12 004 044 937 AFSL
Australian Credit Licence 230686

Important information

Rewards:
- American Express: 1.5 point per $1 spent on eligible purchases;
- Visa: 0.5 point per $1 spent on eligible purchases.

Points are capped at $20.000 spend per statement period. Points will be allocated on a tiered basis: first on your NAB Velocity Rewards Premium American Express Card spend, then on your NAB Velocity Rewards Premium Visa Card spend.

To be eligible for the Bonus points offer, you must apply for a new NAB Velocity Rewards Premium Card by 30 April 2016, be approved, and spend $1.500 on everyday purchases within 90 days of opening your account. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purchases. Points will be credited to the qualifying members account within 4 months of meeting the spend criteria. Offer is not available in conjunction with the NAB Home Loans Velocity 250.000 Velocity Frequent Flyer offer.

The balance transfer rate will apply for a 6 month statement period from account opening. Any unpaid balance transfer will then attract your card’s standard interest rate for purchases.

If you pay your account in full by the due date each month. You won’t receive interest free days while you have a balance transfer.

Office hours

Mon-Thu 9.30am-4pm
Fri 9.30am-5pm

Address

Level 1, 800 Bourke Street, Docklands
Melbourne, Victoria 3008 Australia

Additional information

Phone: 13 22 65