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Latitude Financial Services - description of the lender

latitude_au

Loan amount

$ 3000 - $ 30000

Loan term

2 - 7 years

Latitude Financial Services - description of the lender

Company

Latitude Financial Services is a brand new name with a brand new look and big plans to be the best independent financial services provider in Australia and New Zealand. Whilst we may be a new name in the consumer finance market, we look after more than 2.5 million customers with sales finance, credit cards, personal loans and consumer credit insurance.

Interest

Max. APR 14.20 %

Representative example

Loan amount:  $ 20000, Loan term: 5 years, Monthly payment:  $ 456, Variable rate 12.99% p.a.

Rates and Fees

- Establishment Fee:
Loans over  $ 4000 -  $ 250 (once off);
Loans under  $ 4000 -  $ 140 (once off);
- Loan Service Fee -  $ 13 per month;
- Payment Handling Fee Australia Post & BPAY® -  $ 1.50 for each payment;
- Late Payment Fee -  $ 35.
No early termination fees!

Requirements

- you must be at least 18;
- you must be a permanent Australian resident;
- you must be currently earning an annual income of  $ 24000 or more;
- you must have had a good credit history for the last 5 years;
- you must have not been bankrupt in the last 7 years.

Documents

- Current Australian Driver Licence/Learner Permit;
- Australian Passport;
- Rates notice (less than 3 months old);
- Utility bill (excluding a mobile phone bill);
- Two of your most recent payslips;
- Two of your most recent tax return statement, if you are self-employed.

Loan approval

In most cases if you apply before midday, you can expect to receive a decision on your loan application the same day. When your loan ir approved your funds are usually available the next day.

Late payement

If you feel that you will not be able to make the payment on your loan in time, please contact your lender immediately to discuss your options and avoid late payment fees.

Important information

WARNING: These rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different rates. Please carefully read your loan agreement before signing it.

Office hours

Mon - Fri: 9:00 - 17:00

Address

572 Swan St
Melbourne Victoria 3121
Australia

Additional information

Phone: 1300 973 422

Other offers

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