Best Loans in Australia in 2017!

BankSA - description of the lender

Loan amount

$3000 - $40000

Loan term

1 - 5 years

Company

BankSA has been part of the fabric of South Australia since March 11, 1848, when The Savings Bank of South Australia, the forerunner of today's BankSA, began its life as a small one-person outfit.
The quality of service BankSA provides and the positive attitude of their staff, combined with the goodwill and loyalty received from their customers, really does set BankSA apart from its competitors.

Interest

Max. APR 12.99 %

Representative example

Loan amount: $20 000, Loan term: 3 years, Monthly payment: $673.78, Total amount repayable: $24 580.14, APR: 12.99 %
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.

Fess associated with total cost of loan:
  • Establishment Fee: $195 for new costumers, $0 for existing costumers
  • Monthly Administration Fee: $9
  • Redraw fee: $10 per withdrawal (redraw amount $500)
  • etc.
  • Requirements

  • You must be at least 18;
  • You must have an Australian residential address.
  • Documents

  • Australian Driver's Licence
  • Medicare card
  • Registration number

    ABN 33 007 457 141
    AFSL and Australian credit licence 233714

    Important information

    You will have to provide following information:
  • information on your current employer;
  • Weekly after-tax income for each person applying for the loan;
  • Information on your assets, savings and investments;
  • Amount of money owed on credit cards etc;
  • Details of your expenses.
  • Office hours

    Monday to Saturday 8.00 am to 8.00pm

    Address

    BankSA
    GPO Box 399
    Adelaide SA 5001

    Additional information

    Phone number: 13 13 76
    Branch locator: https://www.banksa.com.au/locator

    Other offers

    Minimum loan amount
    $4000
    Maximum loan amount
    $40000
    Minimum loan term
    18 months
    Maximum loan term
    7 years
    APR
    8.95 - 16.95 %
    Minimum age
    18 years
    Loan granting
    Excellent
    Online application
    Apply Now nowfinance.com.au
    Requirements:
    • - You must be at least 18;
    • - You must be an Australian citizen or permanent resident;
    • - You must be employed for at least 6 months;
    • - You must have no active payday loans;
    • - You must have no unpaid defaults;
    • - You must have not been bankrupt or have a court judgement;
    • - Single borrower only - no joint applications.
    Representative example: Loan amount: $30 000, Loan term: 60 months, Total amount payable: $38 485, APR 8.95%
    NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
    Minimum loan amount
    $300
    Maximum loan amount
    $6500
    Minimum loan term
    6 months
    Maximum loan term
    2 years
    Max. APR
    94.37 %
    Minimum age
    18 years
    Loan granting
    Good
    Online application
    credit24.com.au
    Requirements:
    • - You must be a Permanent Resident;
    • - You must be aged 18 years or over;
    • - You must be employed and get paid into your bank account;
    • - You must have a good credit history;
    • - You must earn at least $1,000 in a month;
    Representative example: Loan amount: $1000, Loan term: 6 months, Monthly payment: $230, Total amount repayable: $1920, APR: 38 %
    NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
    Minimum loan amount
    $4000
    Maximum loan amount
    $50000
    Minimum loan term
    12 months
    Maximum loan term
    7 years
    Max. APR
    14.01 %
    Minimum age
    18 years
    Loan granting
    Good
    Online application
    Apply Now westpac.com.au
    Requirements:
    • - You must be 18 years of age or older;
    • - You must be a permanent resident of Australia;
    • - You must have regular permanent income.
    Representative example: Loan amount: $20 000, Loan term: 3 years, Monthly payment: $673.78, Total amount repayable: $24 616.14, APR: 12.99 %
    NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
    MoneyGuru24.com